What is changing, who it affects and what to do next. Sourced updates for people moving home in the UK.
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The Bank of England raised Bank Rate to 4% on 5 November. Check your mortgage type, confirmed payment and offer dates before relying on the figures in your moving budget.
What it means for your moveThe 28 October guidance sets out England’s planned first-time buyer equity loan. Applications are not open: understand the deposit, future interest and repayment risks before planning a 2027 purchase.
What it means for your moveNew rules give UK mortgage lenders more flexibility over lending at higher income multiples from 28 October 2026. Buyers still need to check the lender’s criteria, monthly affordability and full moving budget.
What it means for your moveWe check for developments daily and publish when there is something useful to explain. Each update links to its original sources, identifies the relevant UK nation and separates an announcement date from the date a change takes effect.
These summaries are prepared with AI assistance and checked against the linked sources. They are general information, not personalised legal, tax or mortgage advice.
Our publication dates stay honest: an older announcement is labelled as an upcoming change or an explanation, not presented as breaking news. Read our editorial policy.